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Chloe Kong

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Chloe Kong
 
 
 
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Testimonials and Referral Notes

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Chean Wei

Chloe has became my servicing consultant after my ex-consultant left the company. She helped me to review my protection and accumulate portfolio. I find her explanation is very clear and easy to understand. Throughout the years, I appreciate her effort to constantly update me and invite me to various seminar which the topic is very useful. Thanks Chloe and wish you all the best in this career.

LiFang

Chloe was recommended by one of my colleague. When I first met up with her. I have no idea about insurance. Her sharing and explanation is very thoughtful and clear. No hard sell. It makes me feel comfortable to speak to her for my financial planning. Chloe also help me to make sure that the money is spending on the right aspect and which is most needed. Throughout the years, I truly appreciate her prompt response whenever I need her advice. Thank you Chloe. Wish you all the best!

Youwen

Chloe was assigned to service my policies after my previous consultant left the company. I find she is a reliable person as she always reply me promptly and giving me her genuine advices. She also constantly update me regarding to the changes of my hospitalisation policy to make sure that I’m aware about the changes. I’m appreciate her constant effort and would definitely recommend her to anyone who is looking for a reliable person to take care of their policies.

Eileen Sim

My friend shared with me about her experience with her financial consultant, Chloe. The experience was wonderful and my friend also highly recommend me to meet up with Chloe. I felt happy that I have met her. Throughout the few discussion with Chloe, I truly understand the importance of insurance planning and found the suitable policies to protect my future. Chloe is not pushy. Instead, I feel very relax to discuss insurance with her. I’m thankful that my friend introduced Chloe to me and I will definitely recommend her to all my friends!

Anne Chu

I heard about Chloe from one of my colleague and very soon we have a meet up for discussion. Throughout the meeting, I learnt a lot and the whole session was fruitful. I find Chloe understand my situation and concerns. She explain the difference options for me in detailed and gave me the recommendations that is suitable to my needs. Now, I can have a peace of mind as I have done my insurance planning which I always think about very long ago. Thanks Chloe!

Nikki

My sister introduce Chloe to me as she find Chloe is very helpful and professional. Chloe shared with me about financial planning and some stories from her experience. The whole discussion with Chloe is comfortable and fruitful as her explanation is very genuine and sincere. I feel thankful to her amazing customer service rendered and so happy that all my doubts have been clarified. Highly recommended!